📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ Ken Coleman and Jade Warshaw answer your questions and discuss: "Should there be a cap on credit card spending or is it not necessary as long as 15% is saved?" "I sold my home and cashed out my retirement. I still have $63,000 in credit card debt and no way to pay it off" "How do we get ahead while living paycheck-to-paycheck?" "My girlfriend hasn't paid me back the money I loaned her," "My husband entered into a debt consolidation program without me. Is there a way for us to get out of this?" "I leased a car and now owe $50,000 in mileage fees. I'm trying to settle with them but they won't send anything in writing" "My girlfriend is pressuring me to buy a house, should I listen to her?" "Is it okay to encourage my wife's family to sell their property?" "My fiancée and I make less than $1,500 month, how do we get by with so little income?" Next Steps: ✅ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠⁠⁠⁠⁠⁠send us an email.⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📱 ⁠Download the free Ramsey Network app! ⁠ 🔗 Share the Ramsey 101 Playlist! 🛡️Protect yourself with the right coverage—take our coverage quiz! 💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ 🏠 ⁠⁠⁠⁠⁠Get organized and prepared to buy or sell a home.⁠⁠⁠⁠ ❤️‍🩹 ⁠⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠ 📈 ⁠⁠For help with investing, get connected with a SmartVestor Pro. Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠ALDI⁠ Get 10% off your first month of⁠ ⁠⁠BetterHelp⁠ Go to ⁠Boost Mobile⁠ to switch today! Learn more about⁠ ⁠⁠Christian Healthcare Ministries⁠ Get started today with⁠ ⁠⁠Churchill Mortgage⁠ Get 20% off when you join ⁠DeleteMe⁠ Go to⁠ ⁠⁠FAIRWINDS Credit Union⁠ for an exclusive account bundle! Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠Health Trust Financial⁠ To find out more about student loan refinancing, check out⁠ ⁠⁠Laurel Road⁠ Visit⁠ ⁠⁠NetSuite⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ Learn more about ⁠Timothy Plan⁠ Get started with ⁠YRefy⁠ or call 844-2-RAMSEY Visit⁠ ⁠⁠Zander Insurance⁠ for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices